ESSENTIAL read for pretty much everyone in today’s day and age. Truly and A-Z on everything to do with managing, maintaining and dealing with credit and risk in your day to day life. Starts with the basics – Pascale does an excellent job of providing the reader with everything they need to know about what a credit score is, the vernacular that is used, how it works and why it’s important. Useful tips and tricks throughout the book – not a long read but an fantastic resource that will remain on my shelf, everyone should own a copy of this. 10/10

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